Rewards Travel at its finest: Get 170,000 Hilton Points!

Looking to do a mattress run? There may be no need if you follow this strategy and get 170,000 Hilton Points!

*Warning this strategy may result in 3 hard pulls. So if you decide to do this your credit should be pristine.

1. Apply for the AMEX Hilton Surpass (60,000 points),  Citi Bank Hilton Visa Signature (40,000 points) and Bank of America Hawaiian airlines card (35,000 miles)  at the same time.

2. Meet the spending requirements. The spending requirement for the Amex Surpass card is $3,000 in 3 months and has an annual fee of $75, the Citi card is $3,000 in 4 months and has no annual fee. The B of A Hawaiian airlines card doesn’t have a spending requirement and you get your miles after the first purchase. But there is a $79 annual fee.

Or, if the spending requirements seem overwhelming apply for the AMEX Hilton Honors(40,000 points) instead of the AMEX Hilton Surpass. The Amex Hilton Honors has a spend requirement of $1000 in the firs three months and no annual fee. (The final point yield would be 150,00 points with this option.)

3.  Transfer your 35,000 Hawaiian miles into Hilton points at 1:2 and get 70,000 Hilton points. After all your miles are combined you should notice that due to the spending requirements you’ll actually have well over 170,000 Hilton points!

4. Enjoy!

So what can you do with over 170,000 Hilton points? I’ve got a couple ideas. How does 3 nights at the  Hilton Arc de Triomph in Paris sound? This will set you back 50,000 points/night. Not bad considering it will normally cost around $362/night. Even better, how about 5 nights in Japan at the Hilton Osaka Hotel? This will cost 35,000 points/night. In cash, this hotel would run you about $350/night or $1750 for 5 nights. Talk about a sweet travel hack!

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